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“The person who opens the account is the owner you

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I want to save money for his college. DadA. It’s great that you want to save money for college.A Roth IRA isn’t an option for him at this time.One of the requirements to contribute to an IRA is that you must wholesale nfl jerseys from china have earned income, said Bernie Kiely, a certified financial planner and certified public accountant with Kiely Capital Management in Morristown.Earned income is salaries, wages and self employment income, he said.You said your son doesn’t work so he is ineligible to contribute to an IRA.But you want to save for college, so you have other options.Kiely recommends you open a 529 plan, an instrument that was designed for college savings.”The person who opens the account is the owner you.

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